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"Safety and Risk Management" Archives

  1. Employment Practices Liability

    by KLP

    Dickstein Associates Agency LLC offers Employment Practices Liability Insurance (EPLI) as a stand-alone policy, rather than folding it into a general business liability package. Why? We want to ensure you have solid, uncompromised EPLI coverage in place. Most stand-alone EPLI policies also include HR helplines, HR forms and free limited time counsel with employment attorneys. […]

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  2. Fiduciary Liability Insurance

    by KLP

    Dickstein Associates Agency LLC is pleased to offer Fiduciary Liability Insurance that can address the risks and responsibilities of fiduciaries as outlined in the 1974 Pension Reform Act. As a fiduciary, you are personally charged with the effective management of assets. Whether you offer a 401K plan or just employee benefits this comes with a […]

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  3. Beware of Fake Solar Eclipse Glasses & Optical Devices

    by KLP

    Millions of Americans will watch the Aug. 21 solar eclipse and will purchase eclipse glasses or handheld solar viewers to do so. However, it’s important to note that not all glasses being sold for this event meet international safety standards for direct viewing of the sun — even if their label claims otherwise. Only glasses […]

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  4. Dryer Vent Cleaning Avoids Fires

    According to our friends at Dryer Vent Wizard of Central Jersey, there are over 15,500 dryer vent fires in the U.S. each year making dryer vent fires among the leading causes of house fires. Preventing a dryer vent fire requires some maintenance as a homeowner. Not only is it imperative that you clean the lint […]

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  5. Preparing Your Teen for Driving

    by KLP

    Although many teens log driving practice hours with a local driving school, the responsibility of teaching teens to drive quite often falls to the parents. It’s common for parents to feel apprehensive, nervous, and even unqualified for this role. With some advanced planning, you can help your teen transition safely from supervised driving to independent […]

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  6. Is Your Home Prepared for Winter?

    It’s holiday season – time to put out the holiday décor, shop for gifts, and spend time with family and friends. And with freezing temperatures just around the corner, preparing your home for the winter should also be on your holiday to do list! Here are some tips to help protect your home and keep […]

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  7. How Umbrella Insurance Works for Individuals

    by owner

    You may have heard of umbrella insurance before, but never really thought you could benefit from it as an individual homeowner.  Learning how umbrella insurance works may help you decide whether or not you should invest in an umbrella insurance policy of your own.  Umbrella insurance is basically an extension of the liability insurance you […]

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  8. Tips for Managing a Secondary Home

    by owner

    There are many advantages to owning more than one home.  Secondary homes can be a great source of income if they are rented out.  Secondary homes can also be wonderful vacation homes for your family.  But taking care of a secondary home can be time consuming and costly if you are not careful.  Here are […]

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  9. The Importance of a Builders Risk Policy

    by owner

    Buildings that are under construction pose different types of risk than buildings that are fully built and operational.  Therefore, a different type of insurance is needed to cover damages to these buildings that are not completely finished or are in the process of remodeling.  Builders risk insurance can cover you for accidents that happen when […]

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  10. What’s the #1 Cause of Homeowners’ Insurance losses?

    WATER DAMAGE!  In fact, one of the nation’s largest insurers reports it’s the driving factor behind over 40% of all homeowner insurance claims among their policyholders.   Here are several leading causes of interior water damage & loss prevention maintenance tips: Water Heaters – Over 75% of water heaters fail before they are 12 years […]

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