At Dickstein Associates Agency, we know only too well that the success of a business requires certain level of risk. We are here to help you manage this risk. We accomplish this by examining your operation and the exposures you face, determining how best we can minimize these exposures, and transferring your risk with sound insurance solutions and loss control.
We insure all types of businesses – from tech start-ups to Main Street businesses to condominiums, cemeteries, auto repair shops, medical offices and more. Each business has its own risk profile and requires the expertise and experience of our professionals who take the time to look at the impact a loss would have on an operation. This involves reviewing your property risks, and providing the proper protection for your building (if you own it) and business personal property in the event of a fire, theft or other hazard.
Commercial Property insurance is designed to protect:
We will also review what would happen if your operation were forced to close for a period of time due to a covered loss to determine how much Business Interruption insurance you require.
In addition, our staff will review your exposure in the event you need to rebuild after a covered loss and are required to meet contractual obligations. We will evaluate whether your Property insurance program includes Ordinance or Law coverage so that you don’t incur the additional costs to meet new HVAC requirements or other local regulations. We’ll examine your risk in the event your equipment breaks down due to a covered peril – critical for most businesses.
New Jersey, New York, Pennsylvania, Delaware, Florida, Iowa, Illinois, Indiana, Maryland, Michigan and Utah.