Protecting what
matters most: Your family.
Life Insurance for Your Peace of Mind
Statistics show that 70% of U.S. households with children under 18 would have trouble meeting everyday living expenses within a few months if a primary wage earner were to die today. Where does your family fit in? Is your family prepared to meet its financial obligations without you, to move ahead with a bright future? A tailored Life insurance plan from Dickstein Associates Agency will help you protect your family’s tomorrow.
Life Insurance Protection
Life insurance products continually evolve to address consumer needs. Our professional staff will do the homework for you so can choose the best plan to fit your needs. We’ll also conduct an annual policy review to ensure your existing Life insurance coverage continues to meet your ever-changing needs, and to identify the optimal coverage for you as different milestones are reached.
Depending on your needs, there are various Life insurance products from which to choose:
- Term Life: This is a straight insurance policy with no investment component. You’re buying coverage that lasts for a set period of time provided you pay the monthly premium.
- Whole Life: This policy combines Life coverage with an investment fund. You’re buying a policy that pays a stated, fixed amount on your death, and part of your premium goes toward building cash value from investments made by the insurance company. Cash value builds tax-deferred each year that you keep the policy, and you can borrow against the cash accumulation fund without being taxed. The amount you pay usually doesn't change throughout the life of the policy.
- Term & Whole Life Combined: This policy builds a lifelong base of Whole Life coverage, and enables you to supplement specific times of your life with Term insurance.
Our staff is available to discuss in detail the various Life insurance policies available as well as review any existing policy you may already have in place.
Locations We Serve
New Jersey, New York, Pennsylvania, Delaware, Florida, Iowa, Illinois, Indiana, Maryland, Michigan and Utah.
- 4001 Asbury Avenue, 2nd Floor Tinton Falls, NJ 07753
- (732) 578-0800
- (732) 578-9900
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