Make sure your condo
association insurance is complete.

It’s important to note that no two condo associations have the same coverage needs. Our professionals will review your bylaws and Master Deed and determine what package is best for your association. Your association master policy can be designed to provide bare walls coverage – insuring the building elements, such as the walls, roof, floors and elevators while the unit owners obtain coverage for items such as countertops, bathroom and kitchen fixtures, flooring, appliances, carpeting, cabinets, wall coverings, and other items in the unit. You can opt for single-entity coverage, which also covers the basic elements of a building along with the standard finishes inside each unit, except for the unit owner’s personal property. Single-entity coverage does not cover improvements made at a unit owner’s expense. Another option is modified single-entity/all-in coverage, which will cover the fixtures, installations or additions/ improvements within the interior surfaces of the perimeter walls, floors and ceilings of individual units.