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We Offer High-Efficiency, Full-Load Coverage for HVAC Contractors

People depend on Heating, Ventilation, and Air Conditioning (HVAC) contractors all year-round. In the summer, it’s all about making sure air conditioners are humming along especially during a heat wave. In the winter, having the heat working optimally is essential for businesses, schools, and homes. In addition, in the wake of the coronavirus pandemic, HVAC services are more important than ever, helping residential, commercial, and public buildings maintain a safe environment.


With all the services provided by HVAC contractors – from installing to servicing and repairing furnaces, air conditioning systems, refrigeration equipment, water heaters, pipes, gas lines, electrical systems, back-up generators, and more – come a number of risks. For example, while moving heavy equipment, a client’s home can be damaged. A worker can injure his back while lifting an air conditioning unit.


Having the right insurance program in place is critical in addressing these and many other risks. The HVAC insurance specialists at Dickstein Associates Agency are ready to provide you with a comprehensive, competitively priced program specific to your HVAC operation and exposures

HVAC Contractor Insurance You Need

We can provide you with the following coverages to protect your operation, assets, property, employees and customers.

We can provide you with a Business Owners Policy (BOP) that combines Property and Liability coverages specifically designed for HVAC contractors.

We also offer Employee Benefits packages to help businesses attract and retain employees.

Locations We Serve

New Jersey, New York, Pennsylvania, Delaware, Florida, Iowa, Illinois, Indiana, Maryland, Michigan and Utah.