Pump up your
HVAC insurance program.
We Offer High-Efficiency, Full-Load Coverage for HVAC Contractors
People depend on Heating, Ventilation, and Air Conditioning (HVAC) contractors all year-round. In the summer, it’s all about making sure air conditioners are humming along especially during a heat wave. In the winter, having the heat working optimally is essential for businesses, schools, and homes. In addition, in the wake of the coronavirus pandemic, HVAC services are more important than ever, helping residential, commercial, and public buildings maintain a safe environment.
With all the services provided by HVAC contractors – from installing to servicing and repairing furnaces, air conditioning systems, refrigeration equipment, water heaters, pipes, gas lines, electrical systems, back-up generators, and more – come a number of risks. For example, while moving heavy equipment, a client’s home can be damaged. A worker can injure his back while lifting an air conditioning unit.
Having the right insurance program in place is critical in addressing these and many other risks. The HVAC insurance specialists at Dickstein Associates Agency are ready to provide you with a comprehensive, competitively priced program specific to your HVAC operation and exposures.
HVAC Contractor Insurance You Need
We can provide you with the following coverages to protect your operation, assets, property, employees and customers.
- Commercial General Liability Insurance: To protect against third-party injuries at your store location and third-party property damage whether it occurs on your premises or at a client’s business or home.
- Commercial Property Insurance: Covers the costs of repairs to property and equipment damaged at your business location.
- Business Interruption: Helps pays for loss of income and ongoing expenses if there is a covered property damage loss (fire, for example) at your place of business causing you to close temporarily.
- Commercial Auto Insurance: Protects your business vehicles as you make service calls from one address, business, or home to the next. Also protects your vehicles against accidents, acts of vandalism, and theft.
- Contractors Professional Liability Insurance : Provides protection in the event you or one of your employees make a mistake in the course of performing your work and cause financial damage to a client.
- Inland Marine: Protects your tools, equipment, heating, and air conditioning units while in transit from damage related to accidents, theft, and other covered losses.
- Workers Compensation Insurance: Helps pay the medical costs and payroll costs of employees who are injured or become ill while on the job.
We can provide you with a Business Owners Policy (BOP) that combines Property and Liability coverages specifically designed for HVAC contractors.
We also offer Employee Benefits packages to help businesses attract and retain employees.
Locations We Serve
New Jersey, New York, Pennsylvania, Delaware, Florida, Iowa, Illinois, Indiana, Maryland, Michigan and Utah.
- 4001 Asbury Avenue, 2nd Floor Tinton Falls, NJ 07753
- (732) 578-0800
- (732) 578-9900
Personal Insurance
Business Insurance
Employee Benefits
© 2022 Dickstein Associates Agency, LLC | Privacy Policy | Terms and Conditions | Legal Notices