Prepare you home for winter weather with the protection of our Condo Insurance NJ can trust!

While policies can vary between providers, condo insurance NJ residents can rely on will provide protection for a range of accidents triggered by extreme weather. You should always read your contract thoroughly so you are clear on what you covered for, and any areas where insurance might be lacking.

Dickstein Associates Agency has condo insurance that will cover damage to your individual space from wind storms (hurricanes, cyclones and regular storms), hail, lightning strikes, and fire triggered by lightning. It may also provide coverage for your personal property damaged as a result of the weight of ice, sleet or snow.

Extreme cold can of course play havoc with water pipes. This insurance usually provides coverage for the accidental discharge of water or steam from a plumbing, heating, air conditioning, or automatic fire-protective sprinkler system, and instances where your plumbing freezes.

Having said that, there are some precautionary steps you might take to minimize damage from winter perils. According to The Weather Channel, you should check your plumbing as winter approaches for cracks or any signs of wear. Keep your heating to a minimum 65 degrees to help prevent frozen pipes, and turn your water off should you see any indication of freezing pipes.

It will help to install extra insulation if possible, and of course, repair any holes in walls or ceilings. Above all, check your current condo insurance in NJ so you know what you are currently covered for. Always feel free to speak to your agent if you need any clarification or advice!