You need our Condo Insurance NJ residents trust for your family!

Owners of condominiums in New Jersey and across the country are often uninformed about condo insurance. Being a part of a home owners association, you are required to help with the master insurance policy, covering the building and any shared or outdoor areas. Because people don’t want to think about or pay for more insurance, they don’t ask questions about the rules for condo insurance in NJ.

There are a few reasons why your master insurance for the building is not enough for a condo owner. The first has to do with circumstances that we all hope we never encounter: an injury on the property. If you have a party, or even if you just have friends over for a meal, and they get hurt while in your condo, you are liable for damages.